Package 'BUSfinancial'

Title: Economic Analysis of Islamic Commercial Bank Financial Time Series in Indonesia
Description: Provides simple economic indicators for analyzing financial position time series of Islamic Commercial Banks in Indonesia.
Authors: Fadhlul Mubarak [aut, cre] (ORCID: <https://orcid.org/0000-0001-7394-3817>), Vinny Yuliani Sundara [aut] (ORCID: <https://orcid.org/0000-0002-9137-8185>)
Maintainer: Fadhlul Mubarak <[email protected]>
License: GPL-3
Version: 0.1.0
Built: 2026-10-09 12:17:49 UTC
Source: https://github.com/cran/BUSfinancial

Help Index

BUS Financial Signal

Description

Classifies the monthly financial dynamics of an Islamic Commercial Bank based on financing growth and third-party funds (DPK) growth.

Usage

bus_financial_signal(financing, dpk)

Arguments

financing

Total financing.
dpk

Third-party funds.

Value

A data frame containing financing growth, DPK growth, and financial signal.

Examples

bus_financial_signal(
  financing = c(100, 105, 110, 108),
  dpk = c(120, 125, 123, 130)
)

Financing Structure

Description

Calculates the percentage composition of Islamic financing by contract type.

Usage

financing_structure(
  mudharabah,
  musyarakah,
  murabahah,
  qardh,
  istishna,
  ijarah_nonbank,
  ijarah_bank
)

Arguments

mudharabah

Mudharabah financing.
musyarakah

Musyarakah financing.
murabahah

Murabahah receivables.
qardh

Qardh receivables.
istishna

Istishna receivables.
ijarah_nonbank

Ijarah financing to non-bank parties.
ijarah_bank

Ijarah financing to other banks.

Value

A data frame containing financing composition in percentage.

Examples

financing_structure(
  mudharabah = c(10, 12),
  musyarakah = c(30, 35),
  murabahah = c(50, 55),
  qardh = c(5, 6),
  istishna = c(3, 4),
  ijarah_nonbank = c(2, 3),
  ijarah_bank = c(1, 1)
)

Financing to DPK Ratio

Description

Calculates the ratio of total financing to third-party funds (DPK).

Usage

financing_to_dpk(profit_sharing, receivables, ijarah, salam, istishna, dpk)

Arguments

profit_sharing

Profit-sharing financing.
receivables

Receivables.
ijarah

Ijarah financing including lease receivables.
salam

Salam financing.
istishna

Istishna assets under construction.
dpk

Third-party funds.

Value

A numeric vector containing the Financing to DPK ratio.

Examples

financing_to_dpk(
  profit_sharing = c(100, 110, 120),
  receivables = c(200, 210, 220),
  ijarah = c(50, 55, 60),
  salam = c(10, 10, 12),
  istishna = c(5, 6, 7),
  dpk = c(500, 520, 550)
)